How many of you decided to chase the American Dream and go to college? Took out loans, collected supplies, prepared, only to arrive and find out the curriculum is too advanced, the pace is too fast, and the teachers and staff don't give half a damn if you can't keep your head above water? Now you've got a hellacious student loan, unpaid, of course, hunting you down.
And a wrecked credit score.
What about watching your friends/family/strangers get cannibalized by bad circumstances and credit cards? My father always told me to never get a credit card, no matter how helpful it might seem, because they're just waiting on you to trip and stumble.
Stumble and wreck your credit score!
To get a home loan (which is the only way poor assholes can get a home), you need a government-required 640 minimum credit score. The lender said what I need to do is get myself two credit cards and use them for three to four months and that would generate a 640 score. My mom has a 670, but no lender will consider anyone who is currently unemployed. No lender will consider anyone that hasn't been employed very long. And no lender will consider anyone with an unpaid student loan (my brother, in this case).
I'm starting to realize that a credit score serves to: help the rich get richer, help the rich turn away the poor, and to judge people in the laziest way possible. There was no, "Well, lets see why you don't have a credit score, hmm? Maybe you're still a responsible person even though there is no obscure numerical rating saying so!" portion. There was the, "If you don't have a credit score, and don't want to risk what wretched shambling joke of 'financial stability' you do have to gain a score, we can direct you to a very scenic public park that you can live in, and as an added bonus, all the fresh dog poop you can eat!"
On the temporary and deceiving "bright side", Brownie finally got to go to the vet today. He pulled a syringe of pus out of the bubble (versus the five or six he should have pulled), and gave her an antibiotic shot and some liquid antibiotic she's supposed to take a couple times a day. That'd be handy if she could eat at all. That'd be handy if her face wasn't so swollen that she can hardly blink (my sister pointed that out today, thanks). This is that "one notch above negligence" I was talking about.
You know, I've written Ellen DeGeneres maybe twenty times in the last ten years, trying to get my mom the attention and help she's deserved, and I've received absolute 0 for a response. I never expected a response from her, but at least from someone on the staff, some hollow words to send me away. Instead, Ellen gives away shitloads of free goodies to her audience (who all can either afford to live near her studio, or can afford plane tickets/vacations there). They don't need it. GAME SHOWS SHOULD BE FOR LOW INCOME BRACKET PEOPLE ONLY. Middle and high income folks shouldn't even be allowed to play for fun, much less more money they don't need (and I mean need, need to buy food with, not aww, I can use this money for hardwood floors, or marble counters need). This whole godawful world is a ridiculous joke, and inhabited by the ignorant and blind.
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